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Muthoot Finance Ltd (IN:MUTHOOTFIN)
:MUTHOOTFIN
India Market

Muthoot Finance Ltd (MUTHOOTFIN) Ratios

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Muthoot Finance Ltd Ratios

IN:MUTHOOTFIN's free cash flow for Q1 2025 was ₹0.99. For the 2025 fiscal year, IN:MUTHOOTFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.70. See a summary of the company’s cash flow.
Ratios
TTM
Mar 24Mar 23Mar 22Mar 21
Liquidity Ratios
Current Ratio
0.00 57.93 63.91 36.83 26.28
Quick Ratio
0.00 -481.42 -390.23 -1.73 -1.51
Cash Ratio
0.00 59.91 65.15 37.47 26.82
Solvency Ratio
0.06 0.11 0.11 0.11 0.12
Operating Cash Flow Ratio
0.00 -20.91 -10.17 -37.01 -22.41
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -644.43B₹ -502.26B₹ -471.43B₹ -451.04B₹ -370.46B
Leverage Ratios
Debt-to-Assets Ratio
0.70 0.69 0.71 0.73 0.74
Debt-to-Equity Ratio
2.70 2.56 2.89 3.22 3.44
Debt-to-Capital Ratio
0.73 0.72 0.74 0.76 0.77
Long-Term Debt-to-Capital Ratio
0.00 0.62 0.00 0.58 0.00
Financial Leverage Ratio
3.84 3.70 4.06 4.41 4.64
Debt Service Coverage Ratio
1.85 -0.30 -0.32 -0.32 -0.34
Interest Coverage Ratio
1.23 1.14 1.25 1.23 1.31
Debt to Market Cap
0.00 0.91 0.00 0.45 0.00
Interest Debt Per Share
1.83K 1.49K 1.46K 1.35K 1.10K
Net Debt to EBITDA
5.35 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
103.68%98.34%98.80%98.70%98.59%
EBIT Margin
123.11%-1.01%-0.88%-0.90%-0.91%
EBITDA Margin
124.10%0.00%0.00%0.00%0.00%
Operating Profit Margin
71.87%61.64%66.91%67.77%64.00%
Pretax Profit Margin
64.38%63.39%67.97%68.87%65.38%
Net Profit Margin
46.43%46.52%50.46%51.06%48.16%
Continuous Operations Profit Margin
47.97%47.26%50.65%51.25%48.62%
Net Income Per EBT
72.11%73.38%74.24%74.14%73.66%
EBT Per EBIT
89.58%102.83%101.59%101.62%102.15%
Return on Assets (ROA)
4.48%4.51%5.26%5.54%5.72%
Return on Equity (ROE)
17.22%16.67%21.38%24.43%26.53%
Return on Capital Employed (ROCE)
6.94%5.98%6.99%7.38%7.63%
Return on Invested Capital (ROIC)
5.11%44.16%38.66%47.46%52.23%
Return on Tangible Assets
4.48%4.51%5.27%5.55%5.72%
Earnings Yield
6.89%9.18%7.52%7.87%12.77%
Efficiency Ratios
Receivables Turnover
70.16 0.00 0.00 0.00 0.00
Payables Turnover
-2.47 0.96 0.80 0.46 0.41
Inventory Turnover
0.00 <0.01 <0.01 0.01 0.01
Fixed Asset Turnover
17.74 18.99 22.82 23.81 22.61
Asset Turnover
0.10 0.10 0.10 0.11 0.12
Working Capital Turnover Ratio
1.34 0.89 0.91 1.13 1.75
Cash Conversion Cycle
153.16 204.84K 270.98K 29.86K 23.69K
Days of Sales Outstanding
5.20 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 205.22K 271.44K 30.65K 24.59K
Days of Payables Outstanding
-147.96 380.50 458.48 794.91 900.34
Operating Cycle
5.20 205.22K 271.44K 30.65K 24.59K
Cash Flow Ratios
Operating Cash Flow Per Share
-342.62 -69.86 -39.79 -194.81 -124.13
Free Cash Flow Per Share
-348.16 -73.37 -42.20 -197.09 -126.46
CapEx Per Share
5.54 3.52 2.42 2.28 2.32
Free Cash Flow to Operating Cash Flow
1.02 1.05 1.06 1.01 1.02
Dividend Paid and CapEx Coverage Ratio
-12.43 -2.97 -1.77 -84.80 -3.56
Capital Expenditure Coverage Ratio
-61.84 -19.87 -16.45 -85.42 -53.43
Operating Cash Flow Coverage Ratio
-0.20 -0.05 -0.03 -0.16 -0.12
Operating Cash Flow to Sales Ratio
-1.48 -0.36 -0.20 -1.05 -0.76
Free Cash Flow Yield
-22.27%-7.49%-3.17%-16.34%-20.62%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
14.52 10.89 13.30 12.71 7.83
Price-to-Sales (P/S) Ratio
6.74 5.07 6.71 6.49 3.77
Price-to-Book (P/B) Ratio
2.50 1.82 2.84 3.11 2.08
Price-to-Free Cash Flow (P/FCF) Ratio
-4.49 -13.36 -31.54 -6.12 -4.85
Price-to-Operating Cash Flow Ratio
-4.56 -14.03 -33.45 -6.19 -4.94
Price-to-Earnings Growth (PEG) Ratio
0.74 -1.08 2.40 0.60 0.15
Price-to-Fair Value
2.50 1.82 2.84 3.11 2.08
Enterprise Value Multiple
10.78 0.00 0.00 0.00 0.00
EV to EBITDA
10.78 0.00 0.00 0.00 0.00
EV to Sales
13.38 11.17 12.25 12.16 9.11
EV to Free Cash Flow
-8.92 -29.46 -57.60 -11.47 -11.71
EV to Operating Cash Flow
-9.06 -30.94 -61.10 -11.60 -11.93
Tangible Book Value Per Share
640.64 551.00 476.04 391.93 298.48
Shareholders’ Equity Per Share
625.43 539.76 468.16 388.29 295.14
Tax and Other Ratios
Effective Tax Rate
0.25 0.25 0.25 0.26 0.26
Revenue Per Share
232.01 193.47 198.35 185.76 162.59
Net Income Per Share
107.72 89.99 100.10 94.84 78.30
Tax Burden
0.72 0.73 0.74 0.74 0.74
Interest Burden
0.52 -62.98 -77.29 -76.18 -71.92
Research & Development to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
SG&A to Revenue
0.25 <0.01 0.02 0.02 0.02
Stock-Based Compensation to Revenue
0.00 0.00 >-0.01 <0.01 <0.01
Income Quality
-3.18 -0.57 -0.30 -1.52 -1.17
Currency in INR
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