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Heritage Financial Corp. (HFWA)
NASDAQ:HFWA
US Market

Heritage Financial (HFWA) Ratios

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Heritage Financial Ratios

HFWA's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, HFWA's free cash flow was decreased by $ and operating cash flow was $-0.01. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 8.49 0.27 0.48 0.33
Quick Ratio
0.00 8.49 0.30 0.80 0.50
Cash Ratio
0.00 1.58 0.02 0.32 0.16
Solvency Ratio
<0.01 <0.01 4.19 5.03 2.66
Operating Cash Flow Ratio
0.00 0.77 0.02 0.01 0.01
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -650.40M$ -5.11B$ 1.43B$ 2.61B$ 1.54B
Leverage Ratios
Debt-to-Assets Ratio
0.06 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.47 0.03 0.03 0.02 0.03
Debt-to-Capital Ratio
0.32 0.02 0.03 0.02 0.02
Long-Term Debt-to-Capital Ratio
0.32 0.02 0.03 0.02 0.02
Financial Leverage Ratio
8.23 8.41 8.75 8.70 8.06
Debt Service Coverage Ratio
-0.09 -0.19 10.53 -3.19 0.19
Interest Coverage Ratio
3.08 1.23 12.32 17.11 3.99
Debt to Market Cap
0.48 0.03 0.02 0.02 0.02
Interest Debt Per Share
14.66 2.31 0.84 0.79 0.95
Net Debt to EBITDA
0.00 0.00 -0.80 0.00 -79.28
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
-1.04%30.44%39.94%7.75%0.04%
EBITDA Margin
0.00%0.00%41.18%0.00%3.82%
Operating Profit Margin
99.68%30.44%39.94%50.13%22.32%
Pretax Profit Margin
16.87%30.44%39.94%50.13%22.32%
Net Profit Margin
13.97%25.78%32.88%40.78%19.55%
Continuous Operations Profit Margin
13.97%25.78%32.88%40.78%19.55%
Net Income Per EBT
82.78%84.69%82.34%81.35%87.57%
EBT Per EBIT
16.93%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.61%0.86%1.17%1.32%0.70%
Return on Equity (ROE)
5.01%7.24%10.26%11.47%5.68%
Return on Capital Employed (ROCE)
4.34%1.04%5.97%6.09%2.78%
Return on Invested Capital (ROIC)
4.33%0.77%-5.69%-8.08%-2.34%
Return on Tangible Assets
0.63%0.89%1.22%1.37%0.73%
Earnings Yield
5.12%8.24%7.61%11.24%5.53%
Efficiency Ratios
Receivables Turnover
0.06 12.27 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.33 3.20 3.24 3.03 2.79
Asset Turnover
0.04 0.03 0.04 0.03 0.04
Working Capital Turnover Ratio
0.09 -0.17 -0.07 -0.08 -0.09
Cash Conversion Cycle
5.62K 29.74 0.00 0.00 0.00
Days of Sales Outstanding
5.62K 29.74 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
5.62K 29.74 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
1.87 3.13 2.69 1.95 1.95
Free Cash Flow Per Share
1.77 2.83 2.58 1.86 1.76
CapEx Per Share
0.10 0.30 0.11 0.08 0.19
Free Cash Flow to Operating Cash Flow
0.95 0.91 0.96 0.96 0.90
Dividend Paid and CapEx Coverage Ratio
1.83 2.66 2.82 2.18 1.96
Capital Expenditure Coverage Ratio
18.64 10.56 23.52 23.04 10.05
Operating Cash Flow Coverage Ratio
0.16 5.03 4.40 3.28 3.37
Operating Cash Flow to Sales Ratio
0.21 0.46 0.38 0.29 0.30
Free Cash Flow Yield
7.23%13.24%8.41%7.63%7.52%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
19.52 12.13 13.14 8.89 18.09
Price-to-Sales (P/S) Ratio
2.73 3.13 4.32 3.63 3.54
Price-to-Book (P/B) Ratio
0.98 0.88 1.35 1.02 1.03
Price-to-Free Cash Flow (P/FCF) Ratio
13.84 7.56 11.89 13.11 13.30
Price-to-Operating Cash Flow Ratio
13.09 6.84 11.39 12.54 11.98
Price-to-Earnings Growth (PEG) Ratio
-0.69 -0.50 -0.86 0.08 -0.61
Price-to-Fair Value
0.98 0.88 1.35 1.02 1.03
Enterprise Value Multiple
0.00 0.00 9.69 0.00 13.16
EV to EBITDA
0.00 0.00 9.69 0.00 13.16
EV to Sales
3.84 2.28 3.99 -3.45 0.50
EV to Free Cash Flow
19.51 5.51 10.98 -12.48 1.89
EV to Operating Cash Flow
18.46 4.98 10.52 -11.94 1.71
Tangible Book Value Per Share
17.97 17.35 191.16 200.69 176.05
Shareholders’ Equity Per Share
25.05 24.36 22.73 23.95 22.78
Tax and Other Ratios
Effective Tax Rate
0.17 0.15 0.18 0.19 0.12
Revenue Per Share
8.99 6.84 7.09 6.74 6.61
Net Income Per Share
1.26 1.76 2.33 2.75 1.29
Tax Burden
0.83 0.85 0.82 0.81 0.88
Interest Burden
-16.17 1.00 1.00 6.47 611.26
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.43 0.38 0.38 0.38
Stock-Based Compensation to Revenue
0.01 0.02 0.02 0.02 0.01
Income Quality
1.49 1.77 1.15 0.71 1.51
Currency in USD
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