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Root (ROOT)
NASDAQ:ROOT
Earnings Data
Report Date
Aug 06, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.17Last Year’s EPS
-0.52Same Quarter Last Year
Moderate Buy
Based on 6 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 07, 2025
|% Change Since: 0.00%
|Next Earnings Date:Aug 06, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted strong revenue growth, strategic partnerships, and improved financial metrics. However, these positives are tempered by concerns about seasonal revenue dependencies, potential impacts from tariffs, and regulatory challenges in geographical expansion. The company's ability to manage these risks will be crucial for sustained success.Company Guidance
During the Root, Inc. First Quarter 2025 Earnings Conference Call, the company reported strong financial performance, achieving a net income of $18 million, operating income of $24 million, and adjusted EBITDA of $32 million, which reflect significant year-over-year improvements. Gross premiums written increased by 24% compared to the first quarter of 2024, driven by growth in both direct and partnership channels. The company maintained a gross accident period loss ratio of 58% and a net combined ratio of 96%. Root highlighted successful efforts in expanding its partnership network, with new collaborations with Hyundai Capital America and Experian, and reported that new writings in partnership channels more than doubled year-over-year. Root remains focused on disciplined underwriting and leveraging technology to maintain its competitive edge. The company also emphasized its strategic expansion across the U.S., now operating in 35 states, and plans to continue scaling its direct channel and partnerships. The quarter benefited from seasonal factors like tax refunds, but Root anticipates a moderation in growth for the remainder of the year.Strong Revenue Growth
Root improved its gross premiums written by 24% from the first quarter of 2024, showcasing significant revenue growth.
Positive Net Income
The company generated net income of $18 million, marking a $25 million improvement year-over-year.
Strategic Partnerships
Root expanded its partner roster to include over 20 total partners, launching new strategic partnerships with Hyundai Capital America and Experian.
Improved Combined Ratio
Root achieved a net combined ratio of 96%, a 6-point improvement on a year-over-year basis.
Capitalization and Cost Management
The company ended the period with $347 million in unencumbered capital and realized interest expense savings from an amended debt facility with BlackRock.
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ROOT Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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ROOT Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| May 07, 2025 | $139.93 | ― | ― |
| Feb 26, 2025 | $98.71 | $123.95 | +25.57% |
| Oct 30, 2024 | $40.49 | $68.39 | +68.91% |
| Aug 07, 2024 | $53.50 | $42.99 | -19.64% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Root (ROOT) report earnings?
Root (ROOT) is schdueled to report earning on Aug 06, 2025, TBA Not Confirmed.
What is Root (ROOT) earnings time?
Root (ROOT) earnings time is at Aug 06, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ROOT EPS forecast?
ROOT EPS forecast for the fiscal quarter 2025 (Q2) is 0.17.
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