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NMI Holdings (NMIH)
NASDAQ:NMIH
NMIH Stock Chart & Stats
Day’s Range― - ―
52-Week Range$29.05 - $42.49
Previous CloseN/A
Volume117.72K
Average Volume (3M)550.85K
Market Cap
$2.86B
Enterprise Value$3.39B
Total Cash (Recent Filing)$96.69M
Total Debt (Recent Filing)$409.00M
Price to Earnings (P/E)8.3
Beta0.62
Next Earnings
May 06, 2025EPS Estimate
1.11Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.43
Shares Outstanding78,238,716
10 Day Avg. Volume551,113
30 Day Avg. Volume550,851
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)N/A
Price to Sales (P/S)4.25
Price to Cash Flow (P/CF)19.30
P/FCF Ratio19.30
Enterprise Value/Market Cap1.18
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit5.21
Enterprise Value/Ebitda6.61
Forecast
1Y Price Target
$43.17Price Target Upside16.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
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NMI Holdings News
PremiumCompany Announcements
NMI Holdings Shines in Earnings Call Despite Challenges
PremiumCompany Announcements
NMI Holdings Reports Strong 2024 Financial Results
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Bulls Say, Bears Say
Bulls Say
Credit ProfileNMIH has a more defensive credit profile than peers, which suggests the company should perform better than peers from a credit perspective in an economic slowdown.
Growth PotentialNMIH's book value has grown significantly over the past five years, highlighting strong growth in insured in-force (IIF) and high ROEs, with expectations of continued above-industry growth.
ValuationThe current valuation of NMIH creates a compelling entry point for investors due to its lower trading price compared to historical averages and peers.
Bears Say
Economic EnvironmentNMIH could be an outsized beneficiary of higher refi activity as interest rates decline and borrowers refinance mortgages issued in 2023/24.
Market CompetitionManagement expects market share gains to continue to outpace the industry, which should lead to higher relative book value growth.
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Ownership Overview
2.23% Insiders
30.04% Mutual Funds
21.60% Other Institutional Investors
18.58% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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NMIH FAQ
What was NMI Holdings’s price range in the past 12 months?
NMI Holdings lowest stock price was $29.05 and its highest was $42.49 in the past 12 months.
What is NMI Holdings’s market cap?
NMI Holdings’s market cap is $2.86B.
When is NMI Holdings’s upcoming earnings report date?
NMI Holdings’s upcoming earnings report date is May 06, 2025 which is in 32 days.
How were NMI Holdings’s earnings last quarter?
NMI Holdings released its earnings results on Feb 06, 2025. The company reported $1.07 earnings per share for the quarter, missing the consensus estimate of $1.124 by -$0.054.
Is NMI Holdings overvalued?
According to Wall Street analysts NMI Holdings’s price is currently Undervalued.
Does NMI Holdings pay dividends?
NMI Holdings does not currently pay dividends.
What is NMI Holdings’s EPS estimate?
NMI Holdings’s EPS estimate is 1.11.
How many shares outstanding does NMI Holdings have?
NMI Holdings has 78,238,716 shares outstanding.
What happened to NMI Holdings’s price movement after its last earnings report?
NMI Holdings reported an EPS of $1.07 in its last earnings report, missing expectations of $1.124. Following the earnings report the stock price went down -4.768%.
Which hedge fund is a major shareholder of NMI Holdings?
Currently, no hedge funds are holding shares in NMIH
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NMI Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$43.17 (16.74% Upside)
$43.17 (16.74% Upside)
Blogger Sentiment
Bullish
NMIH Sentiment 100%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 636.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.7%
Last 30 Days ▼ 8.8%
Last 30 Days ▼ 8.8%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
17.13%
12-Months-Change
Fundamentals
Return on Equity
17.38%
Trailing 12-Months
Asset Growth
13.49%
Trailing 12-Months
Company Description
NMI Holdings
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
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NMIH Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance, record insurance-in-force, and a positive regulatory environment. However, increased claims expenses and slight declines in persistency and expense management were noted. Overall, the positives significantly outweighed the negatives, showcasing a robust position and outlook for National MI.Read More>---
NMIH Stock 12 Month Forecast
Average Price Target
$43.17
▲(16.74% Upside)
Technical Analysis
Best Analysts Covering NMIH
1 Year
1 Year Success Rate
17/19 ratings generated profit
1 Year Average Return
+43.16%
upgraded a buy rating last month
Copying Bose George's trades and holding each position for 1 Year would result in 89.47% of your transactions generating a profit, with an average return of +43.16% per trade.
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