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Medallion Financial (MFIN)
NASDAQ:MFIN
Earnings Data
Report Date
Aug 05, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.4Last Year’s EPS
0.3Same Quarter Last Year
Based on 1 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 30, 2025
|% Change Since: 0.00%
|Next Earnings Date:Aug 05, 2025
Earnings Call Sentiment|Positive
The earnings call demonstrated a strong start to the year with significant net income and earnings per share, successful loan originations and sales, and increased dividends. However, there were challenges with increased credit loss provisions and higher operating expenses.Company Guidance
During Medallion Financial Corp's first quarter earnings call, the company reported strong financial results with a net income of $12 million and earnings per share of $0.50. The Consumer Lending segment demonstrated robust origination activity, totaling $136 million, with a stable loan book of $2.4 billion. The average FICO scores for new loans were 685 for recreation and 781 for home improvement, indicating strong credit quality. The Commercial division originated $9.7 million in new loans and reported a significant exit gain, leading to a $10 million return on a previous investment. The company also highlighted its strategic partnership program, which achieved over $125 million in originations for the second consecutive quarter. Additionally, Medallion Financial increased its quarterly dividend by 9% to $0.12 per share and repurchased approximately 60,000 shares, indicating a strong commitment to shareholder returns.Strong Net Income and Earnings Per Share
Medallion Financial Corp reported a net income of $12 million and $0.50 earnings per share for the first quarter.
Consumer Lending Business Performance
The Consumer Lending business showed solid origination activity of $136 million for the quarter, maintaining a healthy $2.4 billion loan book.
Successful Equity Investment Exit
The company exited a loan and related equity investment, receiving over $10 million for the investment, showcasing the success of their mezzanine business.
Dividend Increase
Medallion increased its quarterly dividend by 9% to $0.12 per share, marking the third increase since reinstatement three years ago.
Loan Origination and Sale
A $53 million loan sale was completed, indicating strong interest and showcasing the quality of loans produced.
Share Repurchase and Growth
The company repurchased about 60,000 shares of its stock with nearly $15 million remaining under the share repurchase plan.
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MFIN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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MFIN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 30, 2025 | $8.80 | ― | ― |
| Mar 04, 2025 | $8.07 | $8.65 | +7.19% |
| Oct 29, 2024 | $9.21 | $9.15 | -0.65% |
| Jul 30, 2024 | $7.79 | $7.99 | +2.57% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Medallion Financial (MFIN) report earnings?
Medallion Financial (MFIN) is schdueled to report earning on Aug 05, 2025, TBA Not Confirmed.
What is Medallion Financial (MFIN) earnings time?
Medallion Financial (MFIN) earnings time is at Aug 05, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is MFIN EPS forecast?
MFIN EPS forecast for the fiscal quarter 2025 (Q2) is 0.4.
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