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Yamagata Bank, Ltd. (JP:8344)
:8344
Japanese Market
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Yamagata Bank, Ltd. (8344) Price & Analysis

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8344 Stock Chart & Stats

¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)

Bulls Say, Bears Say

Bulls Say
Improved ProfitabilityRevenue rose about 28% and net income increased to roughly ¥6.5B from ¥4.4B, while operating and net margins strengthened. This indicates improved earnings power and gives the bank more internal capacity to support lending, technology, and resilience over the next several quarters.
Diversified Banking RevenueThe bank serves individuals, small and mid-sized businesses, and local governments, while earning from lending, deposits, payments, fees, and securities. This breadth can diversify customer and income exposure and support relevance across its regional franchise over time.
Regional Franchise FocusA primary operating focus on its home region supports relationship-based banking with local households, businesses, and governments. That customer orientation can underpin recurring deposits, lending demand, and payment activity, helping the franchise remain relevant through normal economic cycles.
Bears Say
Weak Cash ConversionMost recent free cash flow was about -¥1.1B despite positive net income, and cash conversion versus earnings was negative. Persistent inconsistency would constrain internally funded growth and make reported profitability less reliable as a measure of distributable financial capacity.
Modest Returns And LeverageDebt was roughly in line with equity at a debt-to-equity ratio near 1.07, while ROE was only about 4.3% and leverage has fluctuated. This combination limits balance-sheet efficiency and may reduce flexibility to absorb shocks or reinvest at attractive returns.
Uneven Earnings TrendRevenue growth has been uneven, including a slight decline in 2025, and margins have fluctuated over the last two years. Such variability suggests earnings improvement may not yet be fully durable, making future profitability more dependent on local demand and the rate environment.

Yamagata Bank, Ltd. News

8344 FAQ

What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1552.00 and its highest was ¥5840.00 in the past 12 months.
    What is Yamagata Bank, Ltd.’s market cap?
    Yamagata Bank, Ltd.’s market cap is ¥170.95B.
      When is Yamagata Bank, Ltd.’s upcoming earnings report date?
      Yamagata Bank, Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 32 days.
        How were Yamagata Bank, Ltd.’s earnings last quarter?
        Yamagata Bank, Ltd. released its earnings results on Aug 03, 2026. The company reported ¥85.52 earnings per share for the quarter.
          Is Yamagata Bank, Ltd. overvalued?
          According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamagata Bank, Ltd. pay dividends?
            Yamagata Bank, Ltd. pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 1.88%. See more information on Yamagata Bank, Ltd. dividends here
              What is Yamagata Bank, Ltd.’s EPS estimate?
              Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamagata Bank, Ltd. have?
              Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
                What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
                Yamagata Bank, Ltd. reported an EPS of ¥85.52 in its last earnings report. Following the earnings report the stock price went up 1.07%.
                  Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8344
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamagata Bank, Ltd.

                    Operating extensively throughout Japan, The Yamagata Bank, Ltd. delivers a diverse range of financial products and services. Its business is organized into three primary segments: Banking, Leasing, and Credit Guarantee. The bank's core activities encompass taking customer deposits, extending various loans, and engaging in securities investments. Additionally, it provides services such as currency exchange and equipment leasing. As of March 31, 2021, its operational footprint included 81 branches and 299 automated teller machines (ATMs) across the region. Founded in 1896, The Yamagata Bank maintains its headquarters in Yamagata, Japan.

                    Yamagata Bank, Ltd. (8344) Earnings & Revenues

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