Home Bancorp reports Q4 EPS $1.21, consensus $1.11

“We are very excited about the improvement in our NIM and our overall fourth quarter results,” said John W. Bordelon, President and Chief Executive Officer of the company and the Bank. “During the fourth quarter, we had strong loan growth with a modest increase in deposits and improvement in our nonperforming assets, which resulted in strong profitability. The net interest margin increased to 3.82% for the quarter primarily due to our ability to manage lower funding cost and obtain over 7% annualized loan growth. We are confident that our vibrant markets, credit-focused culture, and strong capital levels have positioned us to continue the momentum in 2025.”