Hanmi Financial reports Q4 EPS 58c, consensus 53c

Reports Q4 CET1 capital ratio 12.11%. Reports Q4 net charge-offs .07%. “Hanmi achieved exceptional results in the fourth quarter, delivering our best quarterly performance of the year and closing 2024 with strong momentum,” said Bonnie Lee, president and CEO. “Our team’s outstanding execution generated significant earnings growth fueled by our net interest margin expansion of 17 basis points to 2.91%, disciplined expense management, and vigilant credit administration. These robust results highlight the strength of our relationship-driven banking model.”