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Block downgraded to Market Perform from Outperform at BMO Capital
The Fly

Block downgraded to Market Perform from Outperform at BMO Capital

BMO Capital analyst Rufus Hone downgraded Block (SQ) to Market Perform from Outperform with a price target of $100, up from $94. The firm says it is tougher to see gross profit upside from here. With the shares up 22% since the Q3 report, this year’s “beat/raise cycle” will prove difficult to sustain in 2025 and 2026, the analyst tells investors in a research note. BMO sees potential risk to Cash App gross profit growth expectations, and believes the “Rule-of-40” target for 2026 implies a high bar for profit per employee. It worries Block’s gross profit growth upside will become increasingly challenging to deliver without lifting the headcount cap.

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