SoFi Technologies (SOFI), a fintech and digital bank, recently reported strong Q4 2024 earnings. However, its stock has dropped about 22% since the release, mainly due to investor concerns over weak 2025 profit guidance. The company projected GAAP earnings per share (EPS) of $0.25 to $0.27, below Wall Street’s estimate of $0.292. Despite the decline, SOFI bulls view the stock’s pullback as a buying opportunity. Notably, SOFI stock is still up about 64% over the past year. Given these developments, it’s worth exploring who owns SOFI.
Now, according to TipRanks’ ownership page, public companies and individual investors own 62.86% of SOFI. They are followed by ETFs, mutual funds, other institutional investors, and insiders at 12.36%, 11.92%, 8.64%, and 4.22%, respectively.
Digging Deeper into SOFI’s Ownership Structure
Looking closely at top shareholders, Vanguard owns the highest stake in SOFI at 8.55%. Next up is Vanguard Index Funds, which holds a 7.71% stake in the company.
Among the top ETF holders, the Vanguard Total Stock Market ETF (VTI) owns a 2.98% stake in SoFi Technologies stock, followed by the Vanguard Small-Cap ETF (VB) with a 2.42% stake.
Moving to Mutual funds, Vanguard Index Funds holds about 7.71% of SOFI. Meanwhile, Dfa Investment Dimensions Group Inc. owns 1.14% of the stock.
Is SOFI Stock a Buy, Sell, or Hold?
Overall, Wall Street is sidelined on SOFI stock, with a Hold consensus rating based on six Buys, six Holds, and four Sell recommendations. The average SOFI stock price target of $14.31 implies 13.66% upside risk from current levels.
Conclusion
TipRanks’ Ownership Tab provides valuable insights into the category-wise ownership structure of the company, enabling investors to make well-informed investment decisions.