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Unum Group: Strong Growth Potential and Financial Stability Justify Buy Rating

Unum Group: Strong Growth Potential and Financial Stability Justify Buy Rating

Analyst Suneet Kamath of Jefferies maintained a Buy rating on Unum Group (UNMResearch Report), retaining the price target of $97.00.

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Suneet Kamath’s rating is based on a combination of factors that highlight Unum Group’s potential for growth and financial stability. Despite a slight miss in the fourth quarter earnings per share, Unum Group’s forecast for 2025 indicates a promising 8-12% growth in EPS, surpassing both Kamath’s and the consensus expectations. This optimistic outlook is driven by expected core sales growth of 5-10% and core premium growth of 4-7%. Additionally, Unum Group’s strong capital generation projections of $1.5-$1.8 billion for 2025, along with an anticipated holdco liquidity of over $2.0 billion, further substantiate the Buy rating.
Moreover, Unum Group’s robust cash and capital positions, as demonstrated by their high RBC ratio and significant statutory net income, offer a solid foundation for future growth. The potential for positive developments, such as an LTC reinsurance deal, adds to the overall positive sentiment. These factors collectively contribute to the favorable outlook and justify Kamath’s recommendation for investors to consider purchasing Unum Group’s stock.

According to TipRanks, Kamath is a 5-star analyst with an average return of 12.7% and a 73.26% success rate. Kamath covers the Financial sector, focusing on stocks such as Prudential Financial, Unum Group, and Brighthouse Financial.

In another report released today, KBW also maintained a Buy rating on the stock with a $88.00 price target.

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