TD Cowen analyst Bryan Bergin has maintained their neutral stance on PYPL stock, giving a Hold rating yesterday.
Bryan Bergin has given his Hold rating due to a combination of factors related to PayPal Holdings’ current strategic position and future outlook. The company has presented an ambitious financial plan aiming to transform into a broader commerce platform, which has been met with a neutral stock market reaction. This reflects a cautious ‘wait and see’ approach by investors, as the company is in the early stages of its transformation and faces significant changes.
While PayPal has outlined a detailed plan for growth, including increased transaction volume and earnings per share by 2027, there remains uncertainty about the timing and execution of these initiatives. The company has identified 2025 as a transitional year, indicating that much work is still needed to achieve its long-term goals. The market seems to be waiting for more concrete results before fully committing, which justifies the Hold rating as investors assess the company’s ability to deliver on its ambitious targets amid competitive pressures.