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MainStreet Bancshares Reports 2024 Loss, Eyes Growth

Story Highlights
  • MainStreet Bancshares reported a $9.98 million loss in 2024 due to software impairment.
  • Despite losses, MainStreet shows strong capitalization, deposit growth, and strategic financial moves.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
MainStreet Bancshares Reports 2024 Loss, Eyes Growth

MainStreet Bancshares ( (MNSB) ) has issued an update.

On January 27, 2025, MainStreet Bancshares announced a $9.98 million loss for the year 2024, primarily due to the impairment of capitalized intangible software related to its new Avenu Banking-as-a-Service platform. Despite the loss, MainStreet remains strongly capitalized, with a healthy net interest margin and significant growth in deposits. The company’s strategic moves to optimize funding costs and expand its loan portfolio signal a positive outlook for future financial performance. The Avenu platform, although impaired, continues to be a cornerstone for fintech partnerships, aiding MainStreet in accessing new customer segments and revenue streams.

More about MainStreet Bancshares

MainStreet Bancshares, Inc. is a small-cap financial holding company trading on the Nasdaq Capital Market, owning 100% of MainStreet Bank. Based in Fairfax, Virginia, this business-focused community bank operates a branch-lite model with six full-service financial centers in Virginia and Washington, D.C. The bank provides a robust line of business and professional lending products, innovative online and mobile banking solutions, and is an SBA Preferred Lender. It stands out as the first community bank in the Washington, D.C. area to offer a full online business banking solution.

YTD Price Performance: -0.91%

Average Trading Volume: 9,375

Technical Sentiment Consensus Rating: Buy

Current Market Cap: $133.1M

For a thorough assessment of MNSB stock, go to TipRanks’ Stock Analysis page.

Questions or Comments about the article? Write to editor@tipranks.com

Questions or Comments about the article? Write to editor@tipranks.com
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