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Amerant Bancorp Reports Q1 2025 Earnings Decline

Story Highlights

Amerant Bancorp ( (AMTB) ) has issued an update.

On April 23, 2025, Amerant Bancorp reported a net income of $12.0 million for the first quarter of 2025, down from $16.9 million in the previous quarter. The company saw solid deposit growth and strong pre-provision net revenue, although loans remained flat due to increased payoffs and paydowns. The Board declared a cash dividend of $0.09 per share, payable on May 30, 2025. Amerant plans to scale back its residential mortgage operations to focus on Florida, reflecting a strategic shift amid market volatility.

Spark’s Take on AMTB Stock

According to Spark, TipRanks’ AI Analyst, AMTB is a Neutral.

Amerant Bancorp’s overall stock score reflects financial challenges, particularly in profitability and cash flow, which are offset by strategic growth plans and recent operational improvements. While technical indicators remain bearish, the company’s positive strategic direction and improved financial performance outlook contribute to a moderate score.

To see Spark’s full report on AMTB stock, click here.

More about Amerant Bancorp

Amerant Bancorp Inc. is a bank holding company headquartered in Coral Gables, Florida, operating through its main subsidiary, Amerant Bank, N.A., as well as Amerant Investments, Inc., and Amerant Mortgage, LLC. The company provides deposit, credit, and wealth management services to individuals and businesses, with 20 banking centers primarily located in South Florida.

YTD Price Performance: -14.25%

Average Trading Volume: 185,199

Technical Sentiment Signal: Buy

Current Market Cap: $746.2M

Learn more about AMTB stock on TipRanks’ Stock Analysis page.

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