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Upstart Holdings (UPST)
NASDAQ:UPST
Upstart Holdings (UPST) Stock Price & Analysis
4,294 Followers
UPST Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$19.84 - $72.58
Previous Close$25.61
Volume4.40M
Average Volume (3M)5.12M
Market Cap
$2.25B
Enterprise Value$3.32B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)-12.5
Beta3.04
Next Earnings
Aug 06, 2024EPS Estimate
-$0.33Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.05
Shares Outstanding87,878,025
10 Day Avg. Volume8,178,190
30 Day Avg. Volume5,115,518
Standard Deviation0.40
R-Squared0.06
Alpha0.03
Financial Highlights & Ratios
Price to Book (P/B)4.60
Price to Sales (P/S)-304.54
Price to Cash Flow (P/CF)11.90
P/FCF Ratio9.90
Enterprise Value/Market CapN/A
Enterprise Value/Revenue8.05
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$18.00Price Target Upside-29.16% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering12
Upstart Holdings News
Bulls Say, Bears Say
Bulls Say
Financial PerformanceUpstart Holdings reported better than expected EBITDA results, demonstrating the company's ability to exceed financial expectations.
Market ExpansionThe expansion of Upstart's Home Equity Line of Credit to 19 states signifies a growing footprint and increased market opportunities.
Product InnovationUpstart is innovating with new products like auto secured personal loans and personalized loan shopping tools to meet diverse consumer needs.
Bears Say
Credit And Loan PerformanceHigh interest rates are expected to weaken loan demand and the high delinquency ratio coupled with weak loan growth reflects in the conservative 12-month target price.
Guidance And Stock ValuationGoldman Sachs reiterates Sell rating and 12-month target price of $11 due to revenue and EBITDA guidance miss for 2Q24, indicating potential overvaluation of the stock.
Operational And Market ChallengesChallenging operating environment and macro headwinds persist, leading to lowered sales expectations and pressuring the company's performance and stock price.
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Ownership Overview
24.26% Insiders
25.39% Mutual Funds
21.81% Other Institutional Investors
28.54% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Upstart Holdings
Desktop Users
Mobile Users
UPST FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was $19.84 and its highest was $72.58 in the past 12 months.
What is Upstart Holdings’s market cap?
Currently, no data Available
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is Aug 06, 2024 which is in 80 days.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on May 07, 2024. The company reported -$0.31 earnings per share for the quarter, beating the consensus estimate of -$0.368 by $0.058.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Overvalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is -$0.33.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 87,878,020 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of -$0.31 in its last earnings report, beating expectations of -$0.368. Following the earnings report the stock price went down -5.558%.
Which hedge fund is a major shareholder of Upstart Holdings?
Among the largest hedge funds holding Upstart Holdings’s share is Coatue Management, LLC. It holds Upstart Holdings’s shares valued at 28M.
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Upstart Holdings Stock Smart Score
Underperform
1
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8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$18.00 (-29.16% Downside)
$18.00 (-29.16% Downside)
Blogger Sentiment
Bullish
UPST Sentiment 60%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Decreased
By 1.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $931.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.6%
Last 30 Days ▼ 4.3%
Last 30 Days ▼ 4.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
32.14%
12-Months-Change
Fundamentals
Return on Equity
-28.30%
Trailing 12-Months
Asset Growth
5.82%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
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UPST Company Deck
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UPST Earnings Call
Q1 2024
0:00 / 0:00
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UPST Stock 12 Month Forecast
Average Price Target
$18.00
▼(-29.16% Downside)
Technical Analysis
Best Analysts Covering UPST
1 Year
1 Year Success Rate
6/12 ratings generated profit
1 Year Average Return
-10.03%
assigned a sell rating 10 days ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 50.00% of your transactions generating a profit, with an average return of -10.03% per trade.
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